Access Bank Transfer Code 2023 Guide

Filed in Articles by on June 15, 2023


Access Bank has made it easy for its customers to run transactions through a code. If you are interested in getting the access bank transfer code 2023, stay on this rendition till the end.

Access Bank Transfer Code 2023 Guide

Access Bank Transfer Code

Now as an Access Bank user, you can enjoy Transfer Code, Mobile Banking, and USSD Code for Transactions even in the comfort of your home.

This is possible with the phone number you used during account registration. I will show you a guide and steps to Access the bank USSD code. This reduces the stress of going to the bank or ATM stand to send funds.


  • Transfer money from Access bank to Access bank and from Access bank to another bank.
  • Buy Airtime
  • Check Account Balance
  • Pay Utility Bills
  • Pay Merchants

How to Activate Access Bank USSD Banking

Please note that before you activate your Access Bank USSD code, the phone number you want to use must be linked to an Access bank account.


For you to activate access bank mobile banking, you need to have the following;

  • Accounts must be owned by a sole signatory
  • Have a BVN
  • It must be naira denominated
  • And no restriction must be on the account.

Now you can dial *901#, enter your account details as required. Make sure your ATM card is available when the code is dialled. You will be asked to enter the last four digits and last 6 digits of your ATM card.


Access Bank Transfer Code *901#

FeaturesShort Code
Airtime for self*901*Amount#
Airtime for others*901*Amount*Phone Number#
Account Opening*901*0#
Data Purchase*901*8#
Balance Enquiry*901*5#
Fund Transfer to Access Bank*901*1*Amount*Account Number#
Fund Transfer to Other Banks*901*2*Amount*Account Number#
Merchant Payment*901*3*Amount*Merchant Code#
Bill Payment*901*3#
OTP Generation*901*4*1#
  • If you want to transfer money to other Access bank accounts. Dial *901*1*AMOUNT*NUBAN Account Number#. The service attracts ₦20 charge
  • To transfer from Access Bank to other banks aside access bank: Dial *901*2*AMOUNT*NUBAN Account Number#. The service attracts ₦50 + ₦2.50 (VAT) charges

What Are the Charges for Each Feature on this Platform?

Airtime for othersFree
Account OpeningFree
Data PurchaseFree
Balance EnquiryFree
Fund Transfer to Access BankFree
Fund Transfer to Other BanksN80+N4.00(VAT)
Merchant PaymentFree
Bill PaymentFree
OTP GenerationFree


There are many questions people ask about Access Bank transfer code and Access bank mobile banking. I have mapped out some of the questions and comprehensive answers for them. Enjoy access bank code for mobile banking.

1. What kind of Accounts can use the *901# Service?

Answer: Accounts must be owned by a sole signatory, have a BVN, must be naira denominated and no restriction must be on the account.

2. Must I have Airtime on my Mobile Phone to use *901#?

Answer: Yes. Airtime is required to use *901#

3. Can *901# Banking work on a Tablet?

Answer: *901# can be used on any mobile device that is used to dial phone numbers.

4. Is *901# Available on all Networks?

Answer: MTN, GLO, 9mobile and Airtel Mobile Subscribers can use this platform.

5. Do all Mobile Phones Support *901# Banking?

Answer: Yes. Both smart and feature phones can use *901#

6. Is *901# exclusive to Access Bank Account Holders?

Answer: Only customers with an Access Bank account can perform transactions using *901#. However, non-Access Bank account holders can open accounts via *901# to enjoy seamless transactions. Enjoy access bank code for mobile banking.

7. I have Multiple Access Bank accounts. How can I choose the Account I Prefer to Transact with on *901#?

Answer: One of your accounts is automatically set as your default account on *901#. However, you can change your default account by following the steps below
Dial *901# > 8. Next > 3. Select Default Account.

8. If my Phone is Stolen, what am I Expected to do?

Answer: Immediately report the incident to the Access Bank contact centre to block your phone number from accessing the USSD service. Once, you have recovered your line, you can contact the contact centre to activate your line on the USSD platform.

9. Can I use *901# USSD Banking outside Nigeria?

Answer: As long as you are roaming your mobile number, you can use the *901# platform.

10. What is the Limit for Airtime and Funds Transfer?

Answer: *901# daily limit is N20, 000

CSN Team.


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