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First Bank Ringgold, All you Need to Know Before Opening an Account

Filed in Banking Guide by on August 3, 2020
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First Bank Ringgold, All you Need to Know Before Opening an Account

First Bank Ringgold: The safety and soundness of our customers and their deposits are our utmost priority. Our strong, continued growth over the years can be attributed to our many wonderful customers who have recommended us to their family and friends as well as our outstanding team of employees. We invite you to join our family of customers.

First Bank Ringgold, All you Need to Know Before Opening an Account

About

FirstBank Ringgold branch is one of the 64 offices of the bank and has been serving the financial needs of its customers in Ringgold, Catoosa County, Georgia for over 116 years. Ringgold office is located at 5063 Alabama Highway, Ringgold. You can also contact the bank by calling the branch phone number at 706-965-3000

FirstBank Ringgold branch operates as a full-service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.firstbankonline.com. You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading.

BRANCH HOURS

  • MONDAY:09:00 – 16:00
  • TUESDAY:09:00 – 16:00
  • WEDNESDAY:09:00 – 16:00
  • THURSDAY:09:00 – 16:00
  • FRIDAY:09:00 – 17:00
  • SATURDAY:09:00 – 12:00
  • SUNDAY:Closed

FirstBank Ringgold is open Monday to Saturday and closed on Sundays. The branch opens at 09:00 in the morning. Working hours for Ringgold branch are listed on the table above. Note that this data is based on the regular opening and closing hours of FirstBank and may also be subject to changes. Please call the branch at 706-965-3000 to verify hours before visiting.

BANK INFORMATION

  • BANK NAME: FirstBank
  • TYPE: Federal Reserve Non-member Bank
  • FDIC INSURANCE: Certificate #8663
  • ROUTING NUMBER: N/A
  • ONLINE BANKING: firstbankonline.com
  • BRANCH COUNT:64 Offices in 3 states

Why First Bank Ringgold?

Below are some of the benefits of banking with first bank Ringgold;

  • Family-owned
  • Locally managed
  • Local decisions
  • Community involvement
  • Money to lend
  • Convenient technology
  • Employee commitment

First Bank of Ringgold: Personal Checking Accounts

First Bank of Kansas has three checking account options to fit your needs and lifestyle!

Elite Checking

  • Online & Mobile Banking
  • Interest earned with a daily checking balance of $2,500 or more
  • First Bank Kansas Travel Club Membership
  • Maintain a $2,500 minimum daily balance and we’ll waive the $7 monthly Balance Fee Service Charge

Select Checking

  • Online & Mobile Banking
  • First Bank Kansas Travel Club membership
  • Only $5 Base Fee Service Charge per month

Simple Checking

  • Online & Mobile Banking
  • Receive monthly statements and we’ll waive the $3 monthly paper statement charge

First Bank of Ringgold: Personal Savings Accounts

First Bank Kansas offers a variety of savings accounts to meet your unique savings needs. Depending on your savings goals, they can set up one of the following accounts.

Regular Savings

  • MasterCard Debit Card for ATM access; competitive interest rates. A $200 opening deposit is required.
  • Federally limited to six withdrawals per month by pre-authorized transfers, telephone transfers, electronic transfers, check or debit card. Withdrawals in-person or at an ATM are unlimited.
  • Three withdrawals per month at no charge; an Item Charge Service Charge of $2.00 will be assessed for each additional withdrawal. ATM charges apply regardless of balance.
  • No monthly Balance Fee Service Charge if minimum daily balance is $200 or more, $3.00 if balance falls below $200.

Personal Money Market Savings

  • MasterCard Debit Card for ATM access; a $200 opening deposit is required.
  • Federally limited to six withdrawals per month by pre-authorized transfers, telephone transfers, electronic transfers, check or debit card. Withdrawals in-person or at an ATM are unlimited.
  • Account accrues interest each day the account balance is $1,000 or above, Higher interest rates may be earned on balances of $25,000 or more.
  • No monthly Balance Fee Service Charge if minimum daily balance is $1,000 or more, $10.00 if balance falls below $1,000.
  • Premium Personal Money Market Savings account available to earn higher interest rates on balances of $500,000 or more.

Premium Personal Money Market Savings

  • Online & Mobile Banking
  • Higher interest rates may be earned on balances of $500,000 or more
  • Interest is credited monthly
  • No monthly Balance Fee Service Charge if minimum daily balance is $250,000 or more, $25.00 if balance falls below $250,000

Minor Savings

  • An account for those 21 and under!
  • MasterCard Debit Card for ATM access; competitive interest rates.
  • Three withdrawals per month at no charge; an Item Charge Service Charge of $2.00 will be assessed for each additional withdrawal. ATM charges apply regardless of balance.
  • No minimum balance to open or maintain.

If this article was beneficial to you, please do well to share it with your friends.

CSN Team.

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