Best Home Warranty Companies That Provide Best Value With Time

Filed in Articles by on December 1, 2021

– Best Home Warranty Companies –

It might be difficult to swiftly organize repair services and afford high out-of-pocket replacement costs when an unexpected failure occurs. A home warranty plan, on the other hand, can provide peace of mind by helping to offset these costs if a home system or appliance fails for a monthly or annual subscription.

Read our home warranty reviews to select the appropriate company for you before you buy. What a house warranty covers, how to choose a home warranty, and which top-rated home warranty companies are available in your state are all covered in our recommendations.

Most firms have a waiting period once a new home warranty contract is signed. The waiting period is the amount of time a client must wait before filing a service claim. All of the businesses in our ranking have a 30-day waiting period.

Factors to consider before buying a warranty

There are various factors to be taken into consideration before buying a warranty. We will briefly take a look at the most important ones below.

➺Appliance & System Age

Start by comparing coverage options for the systems and appliances in your home that you can’t live without.

It is also helpful to consider the age of the items in your home as older appliances and systems are more likely to need repair or replacement.

As you consider home warranty providers, make sure they offer coverage for these most essential and older items in your home or property.

➺Availability

First, you’ll want to make sure the companies you speak with offer coverage in your state or zip code.

Unfortunately, not all plans offer coverage nationwide. If you want immediate reliable coverage, be sure to check customer service hours and confirm if there is a waiting period before your coverage begins.

➺Plan Options & Add-Ons

If you’re only interested in protecting a few or specific appliances, look for a customizable option so you can only pay for coverage that’s worth the cost for you.

Also, consider if there are extra things that you need to be covered such as a pool or spa or roof coverage. When you speak with an agent, make sure to confirm you get all of the coverage you need without paying for the things you don’t.

Best Home Warranty Companies

To get the best home warranty deal,  when you speak with a sales agent be sure to inquire about special offers and deals.

Many home warranty companies offer monthly or seasonal discounts and many are willing to discount pricing if you pay upfront or commit for more than one year.

In addition, there are a lot of Warranty Companies with good packages, but we will be looking at a select few who have proven themselves trustworthy.

We bring you the best Warranty Companies in the USA scattered across major cities like California, Arizona, Florida, Texas, Georgia, Ohio, and Maryland.

1. AFC Home Club

➼ Visit website here

OVERALL RATING: 4.7 out of 5

Contact: 855-613-4555

AFC Home Club is one of the most flexible home warranty companies for getting fast, reliable service.

For example, while several competitors allow you to choose your technician, AFC Home Club doesn’t require prior approval – the company will connect you directly with the repair person you select.

AFC Home Club is a home warranty company that was established in 2009. Its headquarters is located in Marietta, Georgia.

The company operates under several different business names, including America’s First Choice Warranty, AFC Warranty, Americas 1st Choice Home Club, Crast Inc., and America’s First Choice Home Club.

All names operate under the same umbrella and it does not appear there are any major differences between plans or service agreements.

MONTHLY PLAN COST Between $40 – $80
SERVICE FEES RANGE  Ranges from $75 – $125
RESPONSE TIME 24 – 48 Hours

Plans offered:

➺ Low service fees

➺ Pick your technician

➺ Good selection of plans and add-ons

Downsides:

➺ Turnaround time on claims is two to four days

➺ Must enter personal details to view pricing

Plans & Pricing

With AFC Home Club, you can choose from four plans and a list of additional coverage options.

If you need service, you can call customer service 24/7/365 or file a claim online. In general, the company will dispatch a technician within 24 to 48 hours.

AFC Home Club offers four plans (prices depend on the plan and service fee you choose):

System Plan: air conditioning, heating system, water heater, electric system, plumbing system, and ductwork

Silver Plan: washer/dryer, refrigerator, range/oven/cooktop, dishwasher, garbage disposal, and garage door opener

Gold Plan: everything covered by the System and Silver Plans

Platinum Plan: everything covered by the Gold Plan plus plumbing stoppages, ice maker, and built-in microwave

Reach out to AFC Home Club by filling out this quick form or calling 855-613-4555 for a quote.

2. American Residential Warranty

➼ Visit website here

OVERALL RATING: 4.7 out of 5

Contact: 877-637-7890

American Residential Warranty is a home warranty company that was established in 2009 with its headquarters located in Boca Raton, Florida.

To serve its customers better, the company partners with other warranty companies, such as AIG Warranty, Asurion, Lowe’s, GE Appliances, and ADT, to provide appliance replacements, cost-effective replacement parts, and discounts on services like home monitoring and alarm systems.

MONTHLY PLAN COST Between $55
SERVICE FEES RANGE Ranges from $49.99 – $59.99
RESPONSE TIME 48 Hours

Plans offered:

➺ A+ BBB rating

➺ Low costs for certain plans

➺ Pick your technician

Downsides:

➺ Low annual limits on some appliances and systems

Plans & Pricing

American Residential Warranty offers four basic plans:

Kitchen Plus ($34.99 per month): built-in microwave, dishwasher, garbage disposal, interior electric system, kitchen exhaust fan, range/oven/cooktop, refrigerator (excluding ice maker), and water heater

Heating & Cooling ($39.99 per month): central air conditioning, central home heating, humidifier, and interior electrical system

Platinum ($49.99 per month): everything the Kitchen Plus and Heating & Cooling plans cover

Platinum Premier ($59.99 per month): everything the Platinum plan covers plus ceiling fans, ductwork, garage door opener, plumbing stoppages (fixtures not included), plumbing system (fixtures not included), range hood, and refrigerator ice maker

Reach out to American Residential Warranty by filling out this quick form or calling 877-637-7890 for a quote.

3. Select Home Warranty

OVERALL RATING: 4.6 out of 5

Contact: 888-370-3956

Select Home Warranty (SHW) offers some of the most affordable coverage in the home warranty industry. This not only includes the plans but the deductibles also.

MONTHLY PLAN COST Under $40 ($36 – $38)
SERVICE FEES RANGE $60 – $75
RESPONSE TIME 48 Hours

Plans offered:

➺ Free roof coverage in every plan
➺ More than 10 add-on options
➺ 90-day repair guarantee

Downsides:

➺ Low coverage caps that leave the remaining repair costs up to the homeowner
➺ May be charged multiple service fees for one visit if that visit is for more than one repair

Plans & Pricing

SHW offers three plans—Bronze Care, Gold Care, and Platinum Care. Gold covers essential home systems, Bronze covers home appliances, and Platinum covers both.

You can also choose from this list of optional add-ons: Central vacuum, second refrigerator, stand-alone freezer, lawn sprinkler system, septic system coverage, refrigerator ice maker, plumbing fixtures, lighting fixtures, switches and outlets, pool and spa equipment, well pump, sump pump

All of SHW’s plans are under $40 a month. Bronze Care and Gold Care cost $35.85 a month, and Platinum Care costs $37.50 a month.

Your service fee will be between $60 and $75 per visit.

For a free quote from Select Home Warranty, fill out this online form or call 888-370-3956.

4. American Home Shield

OVERALL RATING: 4.6 out of 5

Contact: 844-529-9298

American Home Shield is the best home warranty company in California. It’s an industry leader and the oldest home warranty provider in the business.

Since 1971, American Home Shield has earned a positive reputation for its customer service and comprehensive coverage plans.

MONTHLY PLAN COST Between $40 – $58
ANNUAL PLAN COST $60.42/Month
SERVICE FEES RANGE $75 – $125
RESPONSE TIME 48 Hours

See Review

Plans offered:

➺ Offers roof leak coverage
➺ Covers undetectable pre-existing conditions and items without maintenance records
➺ Allows customers to choose their service fee

Downsides:

➺ Its monthly premiums are higher than some competitors

➺ Need prior authorization to use your technician

Plans & Pricing

The company offers three plan options: ShieldPlatinum™, ShieldGold™, and ShieldSilver™.

The ShieldPlatinum plan is the most comprehensive plan offered by AHS, covering 23 essential home systems and including coverage for maintenance services, such as rekey, an HVAC tune-up, and air filter discounts.

American Home Shield also offers five optional add-ons that you can add to each plan: Pool and spa, well pump, electronics plan, a guest unit under 750 square feet, septic pump.

American Home Shield plans range from $40–$58 per month, and its service fees range between $75 and $125.

By choosing a lower service fee, you may pay slightly more on your premium, while a higher service fee can decrease your monthly premium.

To get a free quote from American Home Shield, call 844-529-9298 or fill out a simple form.

5. First American Home Warranty

OVERALL RATING: 4.5 out of 5

Contact: 833-777-0049

First American Home Warranty is another attractive and reputable option for California homeowners. Offering two plans, First American stands out for its affordability and value.

MONTHLY PLAN COST Under $50
SERVICE FEES RANGE $85
RESPONSE TIME 24 Hours

Plans offered:

➺ Monthly fees below $50
➺ 24-hour claims
➺ First Class Upgrade package increases covered expenses

Downsides:

➺ The service call fee of $85 is slightly higher than average
➺ Air conditioning coverage is only available as an add-on

Plans & Pricing

First American offers two coverage options for homeowners. The Basic Plan, available for only $37 per month, offers appliance-only coverage, while the Premier Plan covers both appliances and systems.

It’s important to note that air conditioning is not covered by either plan but is available as an add-on.

First American Home Warranty customers can also add coverage for the following items: Central air conditioning, second refrigerator, pool/spa equipment, well pump, first-class upgrade package, septic system and pumping, HVAC tune-up.

The First Class Upgrade package is really what sets First American Home Warranty apart from other companies featured on this list.

If you expect to make a lot of renovations to your home, the First Class Upgrade package offers coverage for:

➺ Expenses from using cranes to install systems and appliances

➺ Pays up to $250 for permits

➺ Pays for removal expenses of old appliances that need to be replaced

To request a free and customized quote for your home from First American Home Warranty, call 833-777-0049 or fill out this quick form.

6. Cinch Home Services

OVERALL RATING: 4.5 out of 5

Contact: 844-979-0899

Cinch Home Services earns its spot on this list for its uncommon suite of additional benefits when you enroll in a policy.

After more than 40 years of service in the contiguous United States, Cinch Home Services has maintained its reputation for providing reliable coverage to California homeowners.

All of Cinch’s plans come with an air conditioner or water filter credit and a free water sensor.

MONTHLY PLAN COST Between $35 – $62
SERVICE FEES RANGE  From $100 – $150
RESPONSE TIME 24 Hours

Plans offered:

➺ Offers coverage for unknown pre-existing conditions
➺ Discounts on new appliances
➺ A workmanship guarantee is 180 days

Downsides:

➺ Not many add-on coverage options
➺ Only available in the contiguous U.S.
➺ The lowest service fee is $100

Plans & Pricing

Cinch Home Services offers three plans. The Built-in Systems Plan covers exclusively systems, the Appliances Plan covers exclusively appliances, and the Complete Home Plan covers both.

Some optional add-on items for Cinch are: Spas, pools, septic tanks, well pumps.

In general, customers will pay between $35 and $62 per month for a plan. For a lower service fee, your monthly premiums will be higher, but if you select a higher deductible, your monthly premiums will be lower.

Reach out to Cinch Home Services by filling out this quick form or calling 844-979-0899 for a quote.

7. Landmark Home Warranty

For more information, visit their website here

OVERALL RATING: 4.5 out of 5

Contact: 866-306-2999

Landmark Home Warranty wins the top spot for best regional coverage because it specializes in servicing six states including Arizona, Idaho, Nevado, Oregon, Texas, and Utah.

MONTHLY PLAN COST Between $35 – $62
SERVICE FEES RANGE $70 – $100
RESPONSE TIME 24 Hours

Plans offered:

➺ Transparent pricing

➺ Optional coverage for guest home

➺ Flexible payment plans

➺ Easy to use homeowner dashboard

Downsides:

➺ No appliance only plan

➺ Coverage is only available in six states

Plans & Pricing

Landmark was founded in 2005 and is headquartered in Phoenix, Arizona. It offers its regional customers access to two different plans as well as plan add-ons.

Plan prices vary between states and are based on a single-family home under 5,000 square feet. To be eligible for a plan you must have lived in your home for over 30 days.

Landmark Home Warranty offers two plans:

➼ Total Protection Plan: covers air conditioning and heating as well as appliances including built-in microwave, central vacuum, dishwasher, garbage disposal, kitchen refrigerator, oven/range/cooktop, washer/dryer.

It covers the electrical system and garage door opener and includes no-fault coverage and plumbing system.

Services that are covered include air conditioning tune-up, heating tune-up, pest control, re-key service, and subterranean termite treatment.

➼ Home Systems Plan: covers air conditioning and heating, electrical system, no-fault coverage, plumbing system, air conditioning tune-up, heating tune-up, pest control, re-key service, and subterranean termite treatment

Reach out to Landmark Home Warranty by filling out this quick form or calling 866-306-2999 for a quote.

8. OneGuard Home Warranty

For more information, visit their website here

OVERALL RATING: 4.5 out of 5

Contact: 888-896-0014

Founded in 1990, OneGuard Home Warranties is a premier home warranty company currently serving homeowners in Arizona, Texas, and Nevada.

OneGuard not only fixes major household systems and appliances that break down, but eliminates the stress of many home maintenance services such as pest control, carpet cleaning, and HVAC tune-ups which are not typically covered by home warranty companies.

Our focus is to deliver exceptional customer service and to ensure problems are solved to our customer’s satisfaction.

MONTHLY PLAN COST Between $35 – $62
SERVICE FEES RANGE $69
RESPONSE TIME 24 Hours

Plans offered:

➺ Strong customer experience

➺ Combines home warranty and home maintenance services

Downsides:

➺ Only provides coverage to three states

➺ Must use OneGuard technician

Plans & Pricing

OneGuard Home Warranties was founded in 1990 and currently serves customers in Arizona, Texas, and Nevada. If you live in one of these three states, you can reach out to OneGuard for an instant online quote.

If you have OneGuard coverage and encounter an issue, contact OneGuard’s customer service team which is available 24/7. There is a $69 service call fee and plan pricing varies between states.

OneGuard Home Warranty offers three different plans each with optional coverage options:

➼ ApplianceGuard: covers appliances including kitchen refrigerator with ice maker and dispenser, dishwasher, range/oven/cooktop, built-in microwave, garbage disposal, instant hot water dispenser, trash compactor, and washer and dryer.

Also covers services including re-key and garage remote reprogram, carpet cleaning, window cleaning, dryer vent cleaning, pest control treatment, termite treatment, weed kill treatment, pool maintenance, and yard maintenance.

➼ Optional coverage: includes undetectable pre-existing condition coverage, built-in pool/spa (one set of equipment), saltwater pool/spa (one set of equipment), additional pool pump/water feature (per unit), upgrade to built-in kitchen refrigerator, additional built-in kitchen refrigeration unit, additional freestanding kitchen refrigerator, additional freestanding refrigeration units (per unit), additional built-in microwave, additional dishwasher, additional range/oven/cooktop, and second washer and dryer

➼ SystemGuard: covers systems including air conditioning, heating, plumbing, plumbing stoppages, water heater, electrical, ceiling and exhaust fan, central vacuum, smoke detectors, doorbells, garage door opener, permits and code upgrades, and equipment disposal.

Also covers all services included in the ApplianceGuard plan plus A/C and heating system tune-ups and garage door tune-ups.

Optional coverage: includes undetectable pre-existing conditions coverage, built-in pool/spa, saltwater pool/spa, and additional pool pump/water feature

Home Guard: covers all appliances, systems, services, and optional coverage included in the ApplianceGuard and SystemGuard plans plus it also covers a guest house.

Reach out to One Guard Home by filling out this quick form or calling 888-896-0014 for a quote.

9. Sears Home Warranty

For more information, visit their website here

OVERALL RATING: 4.4 out of 5

Contact: 855-256-2467

Sears Holdings has been in business since 1887 and didn’t introduce home warranties until 1999. While Sears Holdings filed for Chapter 11 bankruptcy in 2018, it is still offering home warranties.

Sears is one of the best home warranties for transparency because it clearly outlines all of the coverage details on its website.

No need to search for the cost of a service charge or the cap per claim; all of the details are listed in an easy-to-read table along with links to sample contracts.

MONTHLY PLAN COST Between $54
SERVICE FEES RANGE $70 – $100
RESPONSE TIME 24 Hours

Plans offered:

➺ Transparency of plans terms and conditions

➺ Up to 25% discounts offered on non-covered items (based on policy)

➺ Free heating and cooling check once per year

Downsides:

➺ Sears Holding Corporation is operating under Chapter 11 bankruptcy

➺ Annual costs are more expensive compared to others in the industry

Plans & Pricing

Sears Home Warranty program covers appliances and systems regardless of age, brand, or where they were purchased. The deductible per service ranges from $75 for the Appliance Plan to $100 for the System or Whole Home Plans.

Claims are capped at $10,000 with an annual cap of $50,000. Expect a 30-day hold on all claims as well as a service guarantee of 180 days.

Sears Home Warranty has three plans:

Appliance Plan: covers refrigerator and icemaker, built-in dishwasher, washer, dryer, range, cooktop, oven, built-in microwave, range exhaust fan, built-in trash compactor, and unknown pre-existing conditions

System Plan: covers central air conditioner, central heating, plumbing system, water heater, water softener, faucets and toilets, garbage disposal, plumbing stoppages, electric system, ceiling fans, garage door opener, and unknown pre-existing conditions

Whole-Home Plan: covers everything included in the Appliance Plan and System Plan

Furthermore

There are also extra benefits included in each of the three plans.

➺ One heating and one cooling preventive maintenance check per year included with any of the three plans

➺ 25% discounts on appliance repairs for the System Plan

➺ 25% discounts on HVAC and water heater repairs available for the Appliance Plan

➺ Discounts on appliances, HVAC, and water heater repairs during the 30-day waiting period for any of the plans

Reach out to Sears Home Warranty by filling out this quick form or calling 855-256-2467 for a quote.

10. The Home Service Club

For more information, visit their website here

OVERALL RATING: 4.4 out of 5

Contact: 800-601-1009

The Home Service Club was founded in 2008 and is based in New York. It has one of the best comprehensive coverage because of its extensive plans which include many items that are normally considered add-ons.

The Home Service Club has also won many home warranty service awards for “best in service” and “editors choice”.

MONTHLY PLAN COST Between $54
SERVICE FEES RANGE $70 – $100
RESPONSE TIME 24 Hours

Plans offered:

➺ Comprehensive home warranty plans

➺ Nationwide coverage

➺ No home inspection required

Downsides:

➺ Expensive compared to other home warranty programs

➺ High service fee

Plans & Pricing

With The Home Service Club, you can cover your systems and appliances regardless of age, make, or model, and repairs are guaranteed for 90-days. The Home Service Club offers two robust plans that can be further extended with additional coverage options.

Standard coverage included 18 major systems and appliances and the comprehensive coverage included a total of 33 systems and appliances.

The two different plans cover the following items:

Standard Coverage: systems coverage for air conditioning, heating, plumbing, water leaks, water heaters, electrical systems, ceiling fans, central vacuums, garbage disposal, and garage door opener.

Appliance coverage includes a built-in microwave oven, dishwashers, refrigerators, ovens/ranges/cook-tops, trash compactor, food centers (built-in), clothes washer, clothes dryer, and freestanding ice makers.

Comprehensive Coverage: systems coverage for everything in the standard coverage plan plus ductwork, gas leaks, sump pump, whole house exhaust, and attic fans, instant hot/cold water dispenser, pest control, telephone wiring, alarm warning, smoke detectors, doorbells, whirlpool motor, and pump assemblies, plumbing stoppage coverage, plus all appliance coverage included in standard coverage option.

Reach out to The Home Service Club by filling out this quick form or call 800-601-1009 for a quote.

In summary, it’s very vital to invest in Home warranty companies as they shoulder the burden of having to shell out huge amounts of funds for unexpected repairs.

To this end, we have brought the best home warranty companies to your screens and hope it meets your need.

If this article was informative and you love to look up some more when they are published, don’t forget to subscribe to stay updated.

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CSN Team.

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