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How to Run a Free Background Check on Yourself

Filed in Articles by on March 18, 2019

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How to Run a Free Background Check on Yourself.

Free Background Check on Yourself…Conducting a background check on yourself is essential not just because of the information you will get about yourself but because you can know the possibly respond from organizations, especially when you go to look for jobs.

Free Background Check on Yourself

Free Background Check on Yourself

So in this article, I will be showing you way to run a free background check on yourself. Always remember that majority of employers will look at more than just your criminal records driving records, education transcripts, and credit reports are all fair game.

Court Records (County, State, and Federal)

If you’re uncertain whether or not you have a criminal background, try making us of an online criminal background check to see if there is anything in your records.

If you a have criminal convictions or arrests on your record, you should ask for a report from the court(s) where those charges were filed. Remember to check with county, state, and federal courts if applicable. And if you want files from a county court, plan to visit the courthouse. Majority of county courts need someone to get records in person.

If you had an arrest without conviction lengthier than seven years ago, potential employers shouldn’t be able to see it, in accordance with Fair Credit Reporting Act (FCRA). If you see a conviction from longer than seven years ago on your personal background check report, you can complain the errors.

Driving Records

Laws about what’s comprised on a driving record, and for how long, differ by state. You can check your personal driving records by going to the DMV website for each state that you ever held a driver’s license. Take Note some states charge fees for getting records.

Not every employer will go through your driving records. These are generally only gotten for positions in which driving is a large part of the job, such as a truck or bus driver, nanny, etc.

Credit Report

Potential employers can look at your credit report (not your credit score) to define if you’re a monetarily responsible person, but only if you give them written permission. Credit reports most time have small errors, so it’s a good idea to check these frequently.

Under the Fair and Accurate Credit Transaction (FACT) Act, you’re permitted to check your credit report once every 12 months for free from each of the three national credit unions. That means you can get up to three credit reports for free a year. Visit the annual credit report websiteto see your credit report,

Your credit report will show the following:

  • How much debt you have
  • What your debt/income relation is
  • How many times someone asked for your credit report
  • Whether you have any accounts placed for collection

Keep in mind that a credit report does not reveal your credit score — you need to pay for that alone. If you believe there’s an error on your credit report, follow the FTC’s guidelines for disputing it.

Education Report

Employers or other organizations interested in confirming your education might go through a service like the National Student Clearing House, or they might ask for copies of official diplomas or transcripts.

If you think an employer or another organization is going to ask for copies of your transcripts, ensure there are no mistakes on them. Under the Family Educational Rights and Privacy Act (FERPA), students have the right to ask for their transcripts and ask schools to correct any mistakes.

Online Footprint

One study shows that 77 percent of employers used social media to employ applicants in 2013. If you’re applying for a job, to school, to volunteer, etc., you should assume someone is going to look at your social media accounts as part of the screening process.

You can Type your name and city into a search engine to see what comes up (ensure to turn off all personalization settings in your browser first). Above that, check all the privacy settings on your social media accounts (If you are not sure how to do this, there are enough helpful guides online). Ensure your photos and posts are shared only with the people you’re comfortable sharing them with. If you have any posts or photos that could be seen as unprofessional, make sure they are kept private or erased.

So, How Do You Run a Personal Background Check On Yourself?

Running a personal background check on yourself occasionally is a great way to guarantee that you’re staying on top of your records. If you’re applying for a rental property, college, or a new job, it’s vital that you check your criminal record, credit report, and online footprint exhaustively so you can contest any errors.

CSN Team

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