Everything You Need to Know about ISO Student Insurance

– ISO Student Insurance –

ISO Student Insurance – ISO Insurance specializes in providing creative insurance solutions for unique demands in international health insurance. This article will provide all the information you need on proceeding with the ISO Student Insurance.

About ISO Insurance

ISO becomes the leading provider of health insurance solutions for international students who are pursuing their academic journey.

We can create and introduce health insurance plans specifically designated to the special requirements of different universities, colleges, high schools, and other educational institutes.

ISO–International Student Organization – is the largest and most valuable association of international students currently studying in the USA.

As a leader, ISO always stands at the service of international students who are currently studying in the USA. Founded in 1958, ISO strives to address the needs of international students.

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The aim of the organization has never changed: to ease the life of international students while away from their home country.

This aim is fulfilled by providing international students with information that might help them get through their educational experience in easier and more affordable ways.

ISO’s knowledgeable and efficient Customer Care representatives can communicate with international students in a variety of foreign languages, such as Chinese, Korean, Spanish, Hindi, and more.

There are so many health insurance providers in the US, but Happy Schools recommends ISOA Health Insurance because:

1. ISOA provides cheap insurance for foreign students

2. Great coverage options

3. Good customer service

4. Insurance Plans start at $31 per month.

Mission Statement

We do our utmost to provide our customers with the best, affordable, international student insurance plans. We will complement this by maintaining the highest quality of customer service.

We want to exceed customer satisfaction and dedicate ourselves to continuously improving our services.

1. An alternative to your school’s plan will save you a lot of money!

2. Shop around! If your school offers an expensive health insurance plan, find out if we can waive it–search for the waiver requirements.

These requirements will mention information such as how much coverage your alternative plan should have, coverage dates, and waiver deadline.

3. If you don’t see any plans listed for your school or you’re unsure if the plan meets the requirements, email us at ISO and include your school’s waiver requirements.

We can then match or double-check for you with the plan that best suits your school’s criteria. If we don’t have a plan that fits, we might even amend some of the existing plans until they meet the special school’s requirements.

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4. Check with your school’s international student office or association. Many schools work with ISO to make affordable health insurance more accessible for their students.

5. Some schools now mandate that health plans meet guidelines that have been put in place by the Affordable Care Act (ACA).

6. Look at all the plan options, covered medical expenses, and exclusions. Look over the policy brochures and make sure that you know what you’ll be covered for and what you want.

7. Look into the PPO network of service providers and check how much it will cost you to go to a qualified doctor which is out of the assigned network. Are there providers near you?

1. Who is eligible for the membership?

You must be a non-U.S. citizen/ resident living outside of your home country and are who are engaged in education or research activities.

Alumni of U.S. schools and dependents of students and scholars are also eligible for ISO membership.

2. What are the benefits and discounts?

i. Up-to-date scholarships/grants/fellowships information

ii. Exclusive discounts such as clothes, school supplies, traveling, and even more

iii. Comprehensive medical insurance for both international students/scholars and their family members

iv. Tips and hints on living in the U. S.

v. The community atmosphere and interactions with other international students

How Can I Apply?

To enroll in an ISO membership, simply download and complete the membership enrollment form and send it along with a check/money order made out to “ISO” and mail to the address below.

ISO
150 W 30th Street, Suite 1101 
New York, NY, 10001

3. How long will the membership last?

The membership is valid for one year and it is renewable.

4. When can I use my member benefits?

As soon as we receive your enrollment form and check, you will be able to use member benefits.

5. How much is the membership fee?

ISO annual membership dues is $16 for international students/ scholar and $25 for non-students.

6. Can I purchase the plan if I am outside the United States?

Yes, you can purchase the plan on the website, 24 hours a day and 7 days a week. A confirmation email attached with the PDF insurance card and a confirmation letter will be sent to you directly after your purchase.

7. Do I need to provide proof of visa and other documents when I purchase the plan?

No, ISO does not require members to show any proof or documents when purchasing the plan. We might ask for additional information when processing a pending claim.

Please note that any failure in providing valid proof is liable to result in the denial of a claim.

Eligibility

You are eligible for the ISO Student Insurance if you are a participant of the ISO – International Student Organization. 

Also, if you are non-U.S. Citizen, have a current passport or visa, hold an F1/M1 visa, with a valid Employment Authorization Document, and are temporarily living outside your home country/country of permanent residence.

For this insurance, if your home country (passport country) differs from your country of permanent residence (location in which you permanently live), you will not be covered in either location.

Permanent residents or persons who have applied for permanent residency are not eligible for coverage under the master policy.

What’s your take on ISO student insurance? We believe this article was helpful, if yes, don’t hesitate to share this information with your friends on Facebook, Twitter, and WhatsApp.

CSN Team.