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10 Questions to Ask Yourself Repeatedly Before Spending Much Money

Filed in Articles, Tutorials by on June 23, 2020

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10 Questions to Ask Yourself Repeatedly Before Spending Much Money.

Questions to Ask Yourself Repeatedly: If you find yourself in situations where you always spend more money than is necessary, this article is for you. Kindly pay close attention to this post.

Spending Money

The need to spend money often comes during holiday seasons and also when you are expecting your salary, you may be planning on how to spend it when you receive it.

 

Sometimes you feel like spending money when you are happy, even if it’s for a short while and then maybe regret it later. So anytime you feel the need to spend money, ask yourself these 10 questions below:

1. What Emotion Am I Feeling Right Now?

It could be that you are an emotional spender; when you feel like you are not in a good mood or when you just love life, going shopping sounds like the perfect option in your mind. Just relax and ask yourself how you feel at the moment and you may be surprised how your mood influences your spending.

2. Do I Really Need This Item?

This is a necessary question do you really need new bags? Maybe you do or maybe you don’t, you are the only person that can answer this question.

3. How Long did I Have to Work to Pay for this Item?

This question helps you put things in perspective. If you have an interest in an item, look at the price and think about how long you worked for the money and if it is worth spending on that item.

4. Could I Save Money by Purchasing the Item Elsewhere?

Do not just settle for the first price you see, go around and check, you might find it cheaper elsewhere and you will be able to save some money.

5. Do I Have Enough Money in my Account?

You need to ask yourself this question because if you don’t have enough money, you cannot purchase that item.

6. How Durable is this Item?

Before buying an item, you need to consider how long the item will last especially considering the amount you are paying for it.

7. Where Else Could I Use this Money?

If you know you have bills such as rent, insurance, etc make sure those bills are cleared before thinking of buying any other items.

8. Can I Borrow this Item from Someone else Instead?

This is a question you should ask yourself especially when the item you need is something you only use once. It would be best to ask your friends or family if they have it and can borrow it from you rather than purchasing it which will help you save the money.

9. What Will my Partner Say?

If you are running a joint account with someone, you need to make them aware of your decision to purchase any item.

10. Which Food Should I Buy Instead?

A time comes when you have to at least enjoy the money you have earned and when that time comes, you need to make wise decisions and enjoy your money responsibly.

What’s your take on this? I urge you to use this same opportunity to share this information across to others using our Facebook, and twitter buttons below.

CSN Team.

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