Top Travel Insurance Companies in Nigeria

Filed in Articles by on January 26, 2024

Travelling is exciting and fun but as a Nigerian traveller, you need travel Insurance Companies in Nigeria to take up the responsibility of making your journey safe. With this insurance plan, you will have a fun-filled travel with no worries. Learn more in the next section.

Travel Insurance Companies in Nigeria

It is a bit difficult to find travel insurance companies in Nigeria that offer quality plans for travellers. But in this guide, we have made it easy to find a trusted company.

Below is a list of the top travel insurance companies in Nigeria.

1. Leadway Assurance

Leadway Travel Insurance is an insurance company that offers coverage for medical, financial, and other losses incurred while travelling outside the country of residence.

It covers all travellers for holidays and those on business purposes in the event of accidents, sickness, or loss of property.

The insurance company fulfils the needs of the travelling public and also the immigration authorities of foreign countries by providing the following:

  • It provides cover for travellers up to the age of 85.
  • The premium payable is a function of a specific destination and duration of stay.
  • It covers all travellers who travel for holidays and business purposes.

It provides cover for emergency medical services, loss or theft of personal belongings, money, evacuation, and repatriation. Loss of baggage or property

They also provide cover against any of the following mishaps:

  • Trip Cancellations or Curtailments
  • Delayed Departure/Missed Departure
  • Personal money loss
  • Personal Accident / Liability
  • Medical Assistance: includes Expenses, Emergencies & Repatriation
  • Affordable & Comprehensive

2. AIICO Travel Insurance

AIICO Insurance is one of the best insurance companies in Nigeria. The company offers a policy that makes it one of the top travel insurance companies in Nigeria.

The policy includes repatriation of mortal remains and also sudden illness. AIICO Insurance is also the largest Life Insurer in Nigeria.

AIICO Travel Insurance provides cover against any of the following mishaps:

  • Emergency medical expenses.
  • Repatriation for medical reasons.
  • Evacuation.

3. Linkage Assurance

Linkage Assurance company offers a variety of travel insurance products, making it one of the best travel insurance companies in Nigeria.

The company tailors travel insurance policies to meet the needs of their customers.

4. Mutual Benefits Assurance Plc

Mutual Benefits Assurance is among the best travel insurance companies in Nigeria. The company offers coverage on medical, financial as well as other losses acquired while travelling outside of Nigeria.

The insurance package provides coverage for travellers up to age 85 and also covers travel during holidays and business trips.

The company also provides coverage for emergency medical needs, loss or theft of belongings, money, evacuation, and expulsion.

5. Zenith Insurance

This company is one of the best and largest insurance companies in Nigeria. Zenith Insurance offers two different plans for travellers.

The Travel Insurance Plan is designed to meet the requirements for visa insurance. It provides a medical travel insurance plan which includes 24-hour emergency services.

Benefits include hospitalization stays, ambulance rides, medical evacuation and arrangements in the case of death.

Two options are available in the Travel Plan: the single trip option, covering from 3 – 62 days, and the multiple trip option, covering 90 – 365 days and multiple trips.

Zenith Insurance also offers the Worldwide Travel Insurance Plan that covers travel to anywhere in the world except for the country of residence.

The travel plan includes up to one month per trip and there is no cost limit to this policy.

6. AXA Mansard Insurance

AXA Mansard Travel insurance is designed to provide cover for risks associated with travelling temporarily outside your country of residence.

The available covers include; General Travel Protect Plans, Student Plan and also Pilgrimage Protection. The cover includes medical expenses arising out of illness or accident, repatriation costs and many more.

The insurance also provides:

  • It provides worldwide coverage.
  • Provides cover for accidental demise, health, and property.
  • 24 Hours Assistance Services.
  • Group discount available.
  • The maximum insurable age is 81 years and above with exceptions.
  • Medical expenses and hospitalization abroad during the period of cover.
  • Emergency medical evaluation.
  • Unlimited transport or repatriation of family members travelling with the insured.
  • Compensation for in-flight loss of checked-in baggage.
  • Location and forwarding of personal effects.
  • Compensation for delayed departure.
  • Compensation for hijacking utilizing public transport.
  • Trip cancellation expenses.
  • Repatriation of mortal remains.

7. Industrial and General Insurance PLC

Industrial And General Insurance Company Plc. provides life and non-life insurance products. The Company offers individual and group life, agriculture, general business, health, and marine insurance, as well as identifies analysis, evaluates, and controls risk.

The company established a reputation for exceptional competence and became the preferred insurer for individual and corporate clients seeking premium insurance and related financial services.

8. Cornerstone Insurance Plc

Cornerstone Insurance was incorporated on 26th July 1991 as a private limited liability company and became a Public Limited Liability, quoted on the Nigerian Stock Exchange in 1997.

The organization was established to conduct Insurance business in a professional, ethical and customer-focused manner and has remained committed to these values over the years.

The Company is licensed by the National Insurance Commission (NAICOM) to do both General and Life businesses and the classes of Insurance business we currently undertake include the following: Motor Vehicle, Aviation, Marine, Engineering All Risks, Asset Protection, Liability to Third Party, Oil & Gas, Mortgage Protection, Term Assurance,

9. World Nomads Travel Insurance

World Nomads travel insurance is designed for adventurous travellers with cover for overseas medical, evacuation, baggage, and adventure sports and activities.

World Nomads travel insurance has been designed by travellers for travellers, to cover trip essentials.

World Nomads Travel insurance covers:

  • Delayed baggage.
  • Emergency Overseas Medical.
  • Pregnancy.
  • Medical Repatriation.
  • Terrorism.
  • Death Overseas.
  • Overseas Dental.
  • Travel Accidents.
  • Baggage Lost.
  • Assault.

10. Safety Wing

The Safety Wing insurance provides bare-bones policies for long-term travellers looking for cheap travel insurance.

These are the ten best travel insurance companies in Nigeria. When reviewing policies with travel insurance companies, travellers should note their specific needs and also ensure the policy covers them.

CSN Team.

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