Verified By Visa (VBV) Enrollment Guide for Nigerians Updates

Filed in Articles by on May 3, 2022

– Verified By Visa Enrollment –

Verified By Visa Enrollment Guide: In this article, I will discuss on verified by Visa for Nigerians, and the important applications of it, as well as the precise steps to get enrolled on this platform.

By demanding a password known only to the cardholder, the bank can verify that the true cardholder is entering their card details into an eCommerce website.

The password may be one that you choose yourself and must remember, or, it might be a code the bank sends you via SMS when you are about to make an online payment.

It aids to prevent fake transactions and gives all parties in the payment process greater peace of mind, especially when used in aggregation with all the other security features offered by Visa.

How it Works

Step 1

Register for Verified by Visa in just a few minutes through the bank that issued your card or when prompted at the time of your transaction.

Step 2

Upon activation, Verified by Visa protects you at every participating online store.

Step 3

When you shop online at a participating merchant, it will automatically recognize your card as protected by Verified by Visa.

Step 4

You will be asked to authenticate yourself in a Verified by Visa window displayed on the site using your Verified by Visa password or the onetime password issued to you.

Step 5

Once you have entered you’re Verified by Visa code, simply follow the steps as you normally would to complete the transaction.

Step 6

Your issuer will verify your entries, and the transaction will be completed upon successful validation.

How to Verify your Visa Card

1. Locate the nearest VISA/VPAY enabled ATM.

2. Insert your card and punch in your PIN.

3. Select the Change PIN option.

4. Select the Internet PIN (iPIN) change option.

5. Insert any four to six digits of your choice as your internet PIN (iPIN). <<< This is your password.

6. Re-enter the digits you entered the previous step (5) above.

If you followed these steps above correctly
you will receive a message stating that your iPIN was changed successfully.

You should now be able to make payments online using your Visa card and the new iPIN as your secure password.

Also, please note that the terms iPIN, Password, and VbV code all mean the same and can be used interchangeably.

FAQs on Verified By Visa Enrollment

Below are the frequently asked questions on Verified By Visa Enrollment

1. What is Verified By Visa/3D Secure Service?

It is an additional security step to verify the identity of the cardholder and safeguard your online purchasing process when paying with your Standard Chartered Card.


2. What is the benefit of Verified By Visa/3D Secure Service?

It protects you against unauthorized transactions when shopping online since the transaction will be authorized only when you enter your “One Time Password” (OTP).


3. Who is providing this service? Verified by VISA:

This is a service provided by VISA to protect you when you make online purchases using your Standard Chartered Visa Card.


4. How does Verified By Visa/3D Secure work?

When you want to buy something online, they will usually ask you to submit your basic credit/debit card details – cardholder name, card number, card expiry date, CVV/CVC code, and mailing address).
After you submit your card details, a pop-up window will appear requesting you enter a “One Time Password” (OTP).
The “One-Time Password” (OTP) will be sent to your registered mobile number and/or email address before you can complete an online purchase.


5. Is Verified by Visa the same as 3D Secure?

3D Secure ensures liability shifts from the merchant to the issuing bank. Verified by Visa ensures you’ll never receive a chargeback on your merchant account.


6. Is Verified by Visa mandatory?

If you enable VbV on your site, your customers will be required to use it if their bank supports it.


7. How does Visa Verified work?

When you shop online and see the Visa Secure badge on participating merchant sites, this means your online purchases are secured with Visa. 


8. What is Verified by Visa called now?

Verified by Visa is now known as 3D Secure, a security protocol that helps to prevent unauthorised online card transactions providing a secure authentication process.


9. Is Verified by Visa safe?

They created it to make online Visa transactions as safe, fast, and convenient as purchases made in a store


10. What is a 3D authentication failed?

This means that the cardholder hasn’t entered their details correctly.


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CSN Team.

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