Ads: Get Admission into 200 Level and Study any Course in any University of Your Choice. Low Fees | No JAMB UTME. Call 09038456231

First Bank of Kansas, Important Details that will be of Help to You

Filed in American News, Banking, News by on July 6, 2020

ADS! Diabetes Permanent Solution! Only 15 Packs Left. HURRY!!!


First Bank of Kansas, Important Details that will be of Help to You.

First Bank: The safety and soundness of our customers and their deposits are our utmost priority. Our strong, continued growth over the years can be attributed to our many wonderful customers who have recommended us to their family and friends as well as our outstanding team of employees. We invite you to join our family of customers.

First Bank Kansas

Let me Tell You a Bit about First Bank Kansas

First Bank Kansas was formed as a banking organization in 1961 by Glenn Bramwell at our present-day main office located at 235 S Santa Fe in Salina. The R.H. “Dick” Zimmerman family purchased the bank in 1967. The Frank Whitham family purchased the bank in 1981 and later sold it to the John Sutherland family in 1983.

Why should you Bank with First Bank Kansas?

  • Family-owned
  • Locally managed
  • Local decisions
  • Community involvement
  • Money to lend
  • Convenient technology
  • Employee commitment

First Bank of Kansas: Personal Checking Accounts

First Bank of Kansas has three checking account options to fit your needs and lifestyle!

Elite Checking

  • Online & Mobile Banking
  • Interest earned with a daily checking balance of $2,500 or more
  • First Bank Kansas Travel Club Membership
  • Maintain a $2,500 minimum daily balance and we’ll waive the $7 monthly Balance Fee Service Charge

Select Checking

  • Online & Mobile Banking
  • First Bank Kansas Travel Club membership
  • Only $5 Base Fee Service Charge per month

Simple Checking

  • Online & Mobile Banking
  • Receive monthly statements and we’ll waive the $3 monthly paper statement charge

First Bank of Kansas: Personal Savings Accounts

First Bank Kansas offers a variety of savings accounts to meet your unique savings needs. Depending on your savings goals, they can set up one of the following accounts.

Regular Savings

  • MasterCard Debit Card for ATM access; competitive interest rates. A $200 opening deposit is required.
  • Federally limited to six withdrawals per month by pre-authorized transfers, telephone transfers, electronic transfers, check or debit card. Withdrawals in-person or at an ATM are unlimited.
  • Three withdrawals per month at no charge; an Item Charge Service Charge of $2.00 will be assessed for each additional withdrawal. ATM charges apply regardless of balance.
  • No monthly Balance Fee Service Charge if minimum daily balance is $200 or more, $3.00 if balance falls below $200.

Personal Money Market Savings

  • MasterCard Debit Card for ATM access; a $200 opening deposit is required.
  • Federally limited to six withdrawals per month by pre-authorized transfers, telephone transfers, electronic transfers, check or debit card. Withdrawals in-person or at an ATM are unlimited.
  • Account accrues interest each day the account balance is $1,000 or above, Higher interest rates may be earned on balances of $25,000 or more.
  • No monthly Balance Fee Service Charge if minimum daily balance is $1,000 or more, $10.00 if balance falls below $1,000.
  • Premium Personal Money Market Savings account available to earn higher interest rates on balances of $500,000 or more.

Premium Personal Money Market Savings

  • Online & Mobile Banking
  • Higher interest rates may be earned on balances of $500,000 or more
  • Interest is credited monthly
  • No monthly Balance Fee Service Charge if minimum daily balance is $250,000 or more, $25.00 if balance falls below $250,000

Minor Savings

  • An account for those 21 and under!
  • MasterCard Debit Card for ATM access; competitive interest rates.
  • Three withdrawals per month at no charge; an Item Charge Service Charge of $2.00 will be assessed for each additional withdrawal. ATM charges apply regardless of balance.
  • No minimum balance to open or maintain.

Different Types of Loan Offered by First Bank of Kansas

Business Loans that will help you reach your goals!

Along with a variety of repayment options to meet your needs, we offer fair, competitive interest rates and business consultation when desired. For your convenience, we can automatically deduct your monthly loan payment from your deposit accounts.

Commercial Real Estate

We offer a variety of loans to help you with your business. First Bank Kansas offers both fixed and adjustable-rate loans at competitive prices. We have numerous loan programs to fit your needs including construction loans and long-term financing.

Commercial & Industrial

First Bank Kansas offers a full line of loan products to help you manage your business more efficiently. Start-up expenses, lines of credit, equipment purchases, etc. Give us a call to find out more about options for your business.

Small Business Administration

Have you always wanted to be your boss? Are you thinking about starting your own business? If so, First Bank Kansas can help. We work closely with you and the Small Business Administration (SBA) to get your business going and off to a great start. Call a Commercial Loan Officer to discuss your financing needs. We look forward to helping make your dreams come true!

Rental Property

A Real estate is often a great option when you’re looking to invest in the future. Whether you’re looking to improve a property you currently own or invest in a brand new venture, First Bank Kansas has the tools to help!

Both fixed and adjustable-rate loans are available and may be able to use collateral instead of cash as a down payment. Visit with one of First Bank Kansas’ knowledgeable lenders today to learn about all of your real estate investment options.

Construction

Whether you’re building a single-family home or a commercial property, First Bank Kansas has you covered. Give us a call for more information on the loan options available to you!

Ag Loan Types

They offer loans for operating lines of credit, livestock, machinery, equipment, and vehicle acquisitions, real estate purchases, expansion, construction or remodeling, irrigation equipment, conservation work, refinance, or consolidation.

Beginning Farmer Loans

First Bank Kansas is offering loans at favorable interest rates that are discounted to assist beginning farmers and ranchers. First Bank Kansas’ beginning farmer and rancher loan funds may be utilized for any agricultural purpose. The discounted rates may be available for up to three years on loans of $200,000 or less. The discount may be applied on a pro-rated basis for larger credit needs.

Farm Service Agency (FSA) Loans

First Bank Kansas offers hands-on assistance to customers that wish to apply for a Farm Service Agency (FSA) beginning farmer or joint financing loan to purchase agricultural real estate.

The FSA Beginning Farmer and Joint Financing loan programs allow eligible farmers and ranchers to secure long-term fixed interest rates as low as 1.5% and 2.5% respectively. The FSA Beginning Farmer and Joint Financing loan programs require that at least 50% of the required capital be provided by an eligible lender, such as First Bank Kansas.

Kansas Development Finance Authority (KDFA) Program

Another benefit to eligible beginning farmers and ranchers is First Bank Kansas’ ability to utilize the Kansas Development Finance Authority (KDFA) program to further reduce interest rates for agricultural real estate purchases. Customers may utilize the KDFA and FSA loan programs concurrently.

First Bank of Kansan Contact Information

  • In Salina: 785-825-2211
  • Outside Salina: 877-402-9019
  • Available Monday – Friday, 8:00am – 5:00pm
  • Email our Call Center (This is not a secure email. Do not include personal information or account numbers.)

Lost/Stolen Mastercard Debit Card Phone Number

  • 888-297-3416

Branch Locations of First Bank Kansas

To manage your Accounts 24/7

  • Online Banking
  • Telephone Banking
    • In Salina: 785-452-3570
    • Outside Salina: 877-452-3570
  • Mobile Banking
    • The First Bank Kansas Mobile App is Available on Apple and Android devices
  • Text Account Alerts
    • Log in to your online banking account to set up text alerts

If this article was beneficial to you, please do well to share it with your friends.

CSN Team.

Enter your email address:

Delivered by TMLT NIGERIA

Join Over 3,500 000+ Readers Online Now!


=> FOLLOW US ON INSTAGRAM | FACEBOOK & TWITTER FOR LATEST UPDATES

ADS: KNOCK-OFF DIABETES IN JUST 60 DAYS! - ORDER YOURS HERE

COPYRIGHT WARNING! Contents on this website may not be republished, reproduced, redistributed either in whole or in part without due permission or acknowledgement. All contents are protected by DMCA.
The content on this site is posted with good intentions. If you own this content & believe your copyright was violated or infringed, make sure you contact us at [[email protected]] to file a complaint and actions will be taken immediately.

Tags: , ,

Comments are closed.