Indian Overseas Bank Call Enquiry – Check Missed Enquiry Number
In this fast age of digitization, it is possible to check the Indian Overseas Bank call enquiry without going to the bank. Banks have started several ways such as SMS notifications, push notifications, internet banking, email, and a lot more.
Indian Overseas Bank is a prime nationalized bank operated by the government. It functions in India and overseas. The name itself suggests it is also working overseas.
We are here to discuss the various ways available that can help you when you need to inquire about your bank’s missed call balance.
Indian Overseas Bank Call Enquiry
The government of India undertook an Indian Overseas Bank and adhered to the nationalized banks scheme in 1970. This bank obeys the norms of the Reserve Bank of India.
However, this bank is a public sector bank. This bank’s governance operates on powers vested by section 9 of the Banking Companies (Acquisition and Transfer of Undertaking) Act in 1970.
Indian Overseas Bank is a major player in public-sector financial banking in India. It has over 3400 bank branches all over India. Indian Overseas Bank has a network of about 3300 ATMs all over India.
The bank has achieved 100% networking status as well as 100% CBS status for its branches.
Where is the Indian Overseas Bank Located?
Headquartered in Chennai, Indian Overseas Bank is one of the major public-sector banks in India. If you hold an Indian Overseas Bank account, the bank offers its customers plenty of offline.
Also, online modes of carrying out banking transactions, such as balance inquiries, money transfers, bill payments, etc.
For offline Indian Overseas Bank banking services, customers can visit the bank or ATM and for online services, Indian Overseas Bank account holders can use the bank’s net banking website or mobile apps.
What is the Missed Call Balance Enquiry Number?
The Missed Call Balance inquiry is a basic transaction that account holders carry out for different reasons. They can use the Indian Overseas Bank balance check service for the reasons given here:
1. This is to ensure that they have a sufficient balance in their account before they transfer money to someone
2. To check if they have received the money sent to them
3. Also, to make sure that they have cleared the cheque that they have submitted and credited the money to their account
4. To see if the balance reflected in their account is close to what they expected it to be. If not, they can check the account statement to ensure that there are no unauthorized transactions carried out from their account.
The name itself suggests that it is also working overseas. Here you can find the Indian Overseas Bank Customer Care Number – Toll-Free Number for Balance Enquiry.
Indian Overseas Bank Call Enquiry Free Numbers
If you are having an issue regarding your bank account or banking transactions, then you can call the Indian Overseas Bank customer care number toll-free from your mobile number given below.
1. All India’s toll-free customer care number is 1800 425 4445.
2. For credit card complaints toll-free number 1800 425 7744.
3. Anti-corruption toll-free number 1800 425 3402.
Indian Overseas Bank, through its internet services, provides a net banking facility with many other features.
You can check your Indian Overseas Bank Account balance by logging into Indian Overseas Bank net banking.
Different Methods of IOB Balance Enquiry
Aside from the IOB Balance Check Number, there are several easier ways to check your IOB balance. They are:
1. SMS Banking
SMS Banking requires the registration of your cellphone number with the bank. Normally, the cellphone number is registered at the time of account opening.
If it is not done by then, you can still visit the IOB branch and seek the registration of the mobile number. Alternatively, you can register your cellphone number via internet banking.
To use the SMS Banking service, send an SMS to 84240 22122 with the keywords assigned for the desired transaction. The details are as follows:
1. Type BAL/space/last four-digit Account Number and send an SMS to inquire about the balance.
2. Click MINI/space/ last four-digit Account Number and send SMS for a mini-statement.
3. Type MMID and send SMS to MMID.
2. Internet Banking
To use this service for various banking operations such as cash transfers and balance inquiries—payment of utility bills, mobile recharge, direct taxes, and so on—you must first register for an Internet banking facility.
Customers with a savings bank account, current account, deposit account, or loan account can use the feature.
Individuals, proprietorship firms, partnership firms, LLPs, trusts, societies, and HUFs can all benefit from this service.
When you register, you will obtain a User ID and a password. You can complete any transaction by following the steps outlined below:
1. Log in to your net banking account using the bank’s official website using your login credentials.
2. Choose the service you require from the dashboard. Choose ‘Balance Enquiry’ to view the account balance.
3. You may examine your account’s current available balance instantaneously. You can also browse mini-statements and historical transactions for a specific period.
3. Mobile Banking
IOB has several mobile applications that may be used for a variety of financial tasks, including IOB balance inquiries.
You should first register for mobile banking and then download the applications from the Google Play Store or Apple Store.
These apps offer a variety of services such as balance inquiry, funds transfer via NEFT/IMPS, cheque-stop payment instructions, accessing deposit/loan accounts, paying utility bills, and checking cheque status, among others.
The following sections outline the capabilities and services offered by IOB’s various mobile applications.
4. Through the USSD Code
Customers who are unfamiliar with technology or do not have access to an internet connection or data bank can check their IOB balance using the USSD code.
This service can be accessed without using a smartphone. For you to know the bank’s USSD code, please follow the steps outlined below to obtain your account information.
1. Use a registered cellphone number for this reason.
2. Dial *99*52# from the phone’s dialer pad.
3. Choose a language that you are comfortable with.
4. Enter the IFSC code or the two-digit bank code.
5. Click on ‘send.’
These methods allow accountholders to access banking services from anywhere with a few clicks. Account holders can monitor their account activities around the clock.
In most circumstances, the Indian Overseas Bank balance check function is free and may be used to keep track of transactions made through the IOB savings account.
