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Oriental Bank of Commerce: How to Check Your Account Balance by SMS

Filed in Education by on April 29, 2021

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Oriental Bank of Commerce: Do you have an account with the Oriental Bank of Commerce? And want to know more about the OBC Balance check number? If yes then you are at the right place.

Oriental Bank of Commerce

In this article where we have shared all the details about the OBC Balance check number. I will be telling you about the following in this article

Oriental Bank of Commerce (OBC) provides banking services like a mini statement, fund transfer, OBC Balance Enquiry, Passbook, and many more. If you have before now, been wondering how to check your account balance

Oriental Bank of Commerce is one of the most popular public sector banks operating in India. Headquartered in Gurgaon, Haryana, Oriental Bank of Commerce provides banking services like fund transfer, mini statement, OBC Balance Check, passbook and much more. OBC Balance Enquiry brings convenience for account holders who want to check the Oriental Bank of Commerce account balance.

How to Enroll for an OBC Balance Check?

OBC Balance Enquiry by Missed Call is open for customers who have got their portable numbers with the bank for Missed Call and SMS Banking. Any customer who needs to check OBC Account Balance by Missed call should get their mobile number for SMS Banking. By visiting the closest bank office.

What are the other ways of the OBC balance check?

In OBC, customers can instantly check the bank balance by Missed Call. But, customers can opt for different forms of OBC Balance Enquiry as well. Some of them are as observes:

OBC Mobile Banking – To check OBC record balance using a mobile phone banking app, customer can pursue the following steps:

  1. Download and introduce OBC mPay application, which is accessible on both Android and iOS stages.
  2. The client needs to confirm the register phone number.
  3. Customers will require to log in utilizing User ID and secret key.
  4. Customers will be required to choose the “Records” alternative from the dashboard and afterward select the “Usable Account” choice to do OBC Balance Check-in a flash.

OBC Net banking – Oriental Bank of Commerce gives the net financial office to all the customers. Clients can register for the OBC net commercial office at the hour of opening a record with the bank or at a later stage. Post which accounts holders can log in utilizing User ID and secret phrase to make OBC Balance Enquiry without visiting the OBC branch.

Oriental Bank of Commerce Toll-free Number

The account holder should call on the OBC toll-free number


ATM – OBC account holders can also use ATM service to make OBC Balance Enquiry.

SMS Banking – To check the OBC account balance, the OBC customers need to SMS “ACBAL <14 digit Account number>” to 9915622622. Passbook – Whenever any client opens a record with the Oriental Bank of Commerce, he/she is given a passbook from the bank itself.

Clients are expected to keep it refreshed to guarantee every one of the exchanges stimulates in the passbook opportune. OBC passbook holds all the credit and credit exchanges that help the customer in OBC Balance Check. Nonetheless, to refresh the OBC passbook, the account holder will be required to visit the closest bank office.

How to Self Register for OBC Internet Banking? 

  • Step 1: Visit
  • Step 2: Click on Self Creation. 
  • Step 3: Once You will click on Self Creation a Page will open New User Registration wherein Account number is to be mandatorily entered along with Pan Card Number/ Date of Birth.
  • Step 4: Users can opt for “Type of Facility” for Internet banking –“View Facility”/”View & Transaction Facility” both.
  • Step 5: Select your Registered Mobile Number & Generate the OTP
  • Step 6: Enter the OTP & Click on Continue.
  • Step 7: Enter Your ATM Details i.e Debit card Number, ATM PIN, Account Number, and Account Type click Continue.
  • Step 8: Enter the password and select ” I Accept Terms & Condition” and then click ” Complete Registration”

Check Account Balance Using OBC ATM Service 

The Bank has installed More than 2625 ATMs all over the country. ATM is one of the fastest ways to check your account balance. Account Holder can visit their nearest OBC ATM or any other bank ATM to check their account Balance by Swiping their ATM/ Debit card.

Swipe Your Debit card And Enter Your 4-Digit ATM PIN. Select the option Balance Enquiry or Mini-Statement Your check Your Account Balance.

How to Register For mPay Mobile Application

How to Register For mPay Mobile Application

  1. Download the mPay Mobile app from IOS or Android Store.
  2. Enter Your Registered Mobile Number & Verify it using OTP.
  3. Enter Your Account & Card Details.
  4. One POP Up message will be displayed on Your Mobile Screen with Successful Registration Message.
  5. Enter the 4-Digit mPIN You have received in Your registered Mobile Number and Also Enter new mPin.
  6. Now Setup Your Login Password ( Make Sure You use Special Characters like %&* in Your Password )
  7. Now Login To Your Mobile Banking Using Your username and password.
  8. After Entering Your Username and Password, OTP Will be sent Your registered Mobile Number for validation.
  9. SUCCESSFUL! Now You can start using Mobile Banking Application.

I hope I’ve cleared all Your Queries and Doubt related to the OBC Balance check number. In case if you still have any questions related to this, You can ask in the comment section below. You can also invite your friends to read this article by sharing it with them on social media.

Frequently Asked Questions

Ques.: What is OBC Bank Mobile Banking USSD?

Ans.: OBC Bank Mobile Banking USSD is a simple and quick form of mobile banking. It allows access to your bank account from any GSM handset, without remembering any keyword or downloading any application.
This is a secure, easy and interactive menu-based service that lets you access your savings account.
To use the service dial *99# and press CALL. This service is currently available on MTNL & BSNL enabled mobile phones.

Ques.: Do I need to register for this service?

Ans.: If you are a registered OBC Bank Mobile Banking customer, you can access Mobile Banking (USSD) by simply dialing *99# from your phone. This service is currently available on MTNL & BSNL only.

Ques.: Do I need to download any application to access this service?

Ans.: No. This service runs over the USSD platform, which is available on all GSM handsets. On dialing *99#, a secure USSD session will be created between your mobile phone and the OBC Bank Mobile Banking services.

Ques.: How is this service different from other technologies like SMS, Operator WAP site or mobile?

Ans.: With OBC Bank Mobile Banking (USSD), you do not need to log on to any WAP site, download any application or remember any keywords used for SMS transactions. It is simply an interactive, secure, menu-based service you can access by dialing *99#.

Ques,: Is this service chargeable?

Ans.: OBC Bank does not charge for this service. However, operator charges may be applicable.

Ques.: Can I access this service anywhere in India?

Ans.: Yes, you can access this service from anywhere in India. Operator charges may apply.

CSN Team.

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