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How Student Loans Work in European Countries

Filed in Loan, Student Loan by on July 5, 2019

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How Student Loans Work in European Countries – In case you’re an EU national contemplating full-time in England, you may almost certainly get a Tuition Fee Loan to cover your educational cost charges.

How Student Loans Work in European Countries

This article is going to talk about European student loans and how it works as well as answer some frequently asked questions.

As an understudy, the amount you can get relies upon:

  •  How much your college or school charges
  •  Whether you’re learning at an openly or secretly subsidized college or school
  •  When you began your course

How to Apply

When you apply for understudy account, you’ll have to consent to Student Finance England’s terms and conditions.

You should fill in a paper application form and send it to Student Finance England at the accompanying location:

  • Student Finance Services
  • Student Loans Company
  • PO Box 89
  • Darlington
  • District Durham
  • Joined Kingdom
  • DL1 9AZ

The application structures will be accessible to download at account shapes from mid 2019.

You ought to apply as ahead of schedule as conceivable to ensure you get your understudy fund in time for the beginning of your course. This may mean applying before you have an affirmed spot at college or school, however you should in any case apply utilizing your first decision and change it later if you have to.

Proof of Identity

The first time when you apply, you’ll be requested confirmation of identity, as a rule your visa or National Identity card. You ought to send this as fast as conceivable to keep away from any postponement in your application being handled.

The proof you send can be confirmed duplicates or unique archives. An ensured duplicate is a photocopy of a unique record which has been stepped, marked, and dated to affirm it’s a genuine duplicate of the first, by an individual of good remaining in the network, for example, a priest of religion, specialist, attorney, government worker, instructor, speaker, or cop.

The individual confirming the duplicate must not be a relative, and must give their name, work title, address, and contact number.

You ought to download and finish a Certifier Checklist structure from, and return it to Student Finance England with any guaranteed duplicates you send them.

Changing your  details

On the off chance that any of your details change after you’ve connected for understudy fund, you should tell your college or school and Student Finance England at the earliest opportunity. You ought to download an EUCO1 structure from fund frames and send it to Student Finance England.

More information

The worldwide office at your college or school will probably assist you with general inquiries regarding going to the UK to contemplate.

You can call Student Finance England on (+44) (0) 141 243 3570 on the off chance that you need assistance with your money application, or with working out what you can apply for. Lines are on 09:00 to 17:30 (UK time), Monday to Friday.

You can likewise tweet them at @SEngland, or make an inquiry on Facebook.


To apply, you should:

  •  Be an EU national, or the relative of an EU national
  •  Have lived in the EEA or Switzerland for somewhere around three years before the main day of the primary scholarly year of your course
  •  Be concentrating a course that fits the bill for understudy account

Your course should prompt a perceived advanced education capability. The most widely recognized models include:

  •  First degree, (for example, a BSc, BA, or BEd)
  •  Foundation degree
  • Diploma of Higher Education (DipHE)
  •  Higher National Diploma (HND)
  • Higher National Certificate (HNC)
  • Postgraduate Certificate in Education (PGCE)
  •  Initial Teacher Training (ITT)
  • Certificate of Higher Education
  •  Integrated ace’s

In case you’re uncertain about whether your course qualifies, you should check with your college or school.

How it’s paid

You have to enlist at your uni or school before we can make your first installment. You’ll for the most part do this in the main seven day stretch of your course, and you may need to take your understudy money privilege letter with you.

Your Tuition Fee Loan is paid straightforwardly to your college or school in three portions amid the scholastic year.

When are installments made to your uni or college?     How much is paid to your uni or school?

  • Toward the beginning of term one                                                                                           25% of the educational cost expense
  • Toward the beginning of term two                                                                                          25% of the educational cost expense
  • Toward the beginning of term three                                                                                        50% of the educational cost expense

Questions about European Funding Guide

1. What is European Funding Guide?

European Funding Guide is a venture by the Initiative für transparente Studienförderung (Initiative for straightforwardness in understudy money). The point of this undertaking is to discover proper financing openings and grants for each understudy.

With the assistance of your individual profile and our database, we give important outcomes to each understudy in only couple of minutes. This administration is totally gratis.

2. Is the administration of European Funding Guide actually free of cost?

Truly for sure, making a profile, hunting down important outcomes and perusing all individual financing matches is for nothing.

3. Why do you need personal information for the process of registration?

Establishments and other financing organizations grant their assets and grants relying upon various criteria. Accordingly, we made a calculation to coordinate these criteria with your profile. This is the best way to discover fitting financing openings and grants for every understudy (to be).

4. Do I have to register to survey your database of scholarships and funding opportunities?

For the most part, you are additionally ready to examine our subsidizing openings and grants without an enrollment. Be that as it may, we do prescribe finishing the enlistment so as to get just applicable outcomes.

It would require a great deal of investment on the off chance that you would check each financing chance and each grant (out of an aggregate of in excess of 12,000 subsidizing openings) in our database by hand.

5. How many funding opportunities and scholarships does your database contain?

Right now, our database contains in excess of 12,000 financing openings, the vast majority of which are grants. Other than grants we likewise incorporate advances and gives, prizes and grants, legislative help for understudies and other subsidizing openings.

6. I’m already receiving a scholarship. Does it make sense to create profile at European Funding Guide?

You ought to unquestionably make a profile at European Funding Guide, regardless of whether you as of now get a grant. For some establishments, it’s no criteria in the event that you get a grant from another foundation or not.

7. How long does it take to finish the procedure of enlistment/noting the poll?

From our experience, responding to the inquiries so as to get coordinated to financing openings and grants takes around 2-5 minutes. A short time later, you approach all consequences of financing openings and grants we can accommodate you.

Concerning extensive measure of grants yet in addition different sorts of subsidizing in our database, all things considered, we found legitimate outcomes for your profile.

Technical Questions;

11. I’ve lost my password. How can I log in now?

Kindly click on “Login” and pick “Overlooked your Password”. The subsequent stages are portrayed in the accompanying.

12. I forgot my username. How can I log in now?

Your email address fills in as your username. Along these lines, if you don’t mind endeavor to utilize your email delivers to sign in.

13. How would i be able to change my secret word?

You can change your secret phrase whenever. If it’s not too much trouble sign in and click on “My profile” in the upper right corner. On the accompanying site, you click “for you”. Presently you will discover the likelihood to change your secret phrase.

14. How can I change the email address for my account at European Funding Guide?

Like changing your secret key, you can change your email address under “Your record”.

15. How can I delete my account?

You can erase your record under “My profile” – > “Your record”. On the base, you will discover the catch “Deactivate account”. In the event that you need to erase your record, if it’s not too much trouble remember that it’s irreversible.

Questions about funding opportunities and scholarships

16. Are there also funding opportunities and scholarships for students with an average academic merit in your database?

Obviously, there is an incredible assortment of subsidizing openings and grants which are not granted based on great scholastic records. A great deal of establishments grant their grants relying upon various criteria like the spot of birth or the calling of the guardians.

Notwithstanding that, many subsidizing alternatives are granted dependent on money related need or the area of your school. It just takes you 2-5 minutes to fill in our survey and see what sort of subsidizing openings and grants are important for your individual profile.

17. I am a PhD student. Can you help me find funding and scholarships?

Obviously. European Funding Guide intends to help students just as postgraduates or PhD understudies. Our database contains an incredible number of grants explicitly for PhD understudies. Inside 2-5 minutes you can fill in our poll on this site and discover what grants coordinate your profile.

18. I’m still attending school. Can I already apply for a scholarship and other funding options?

Numerous foundations acknowledge applications from understudies who haven’t selected at a college yet. Along these lines, you should begin hunting down financing and grants early. With the assistance of European Funding Guide you can check all financing open doors for your investigations ahead of time.

It would be ideal if you tick the check enclose the survey saying that you have not yet started considering with the goal that we can indicate you subsidizing openings that coordinate your present stage.

19. Does the European Funding Guide provide scholarships and other funding options for pupils?

Tragically not but rather we like to give administrations to students soon. In the event that you officially completed school and are going to apply for college, you can begin hunting down financing conceivable outcomes with the assistance of European Funding Guide now.

20. How long does it take to receive the first money of a scholarship or other funding option after having applied for it?

It can take one month or a large portion of a year and it varies depending at which establishment you apply. So please deal with applying ahead of schedule to ensure that you can back your investigations.

21. I come from a wealthy background. Are there scholarships and other funding options for students who are not in financial need?

For sure, there are numerous establishments that give grants and other subsidizing alternatives for understudies without monetary issues.

22. I’m not possessing the citizenship of the country I’m studying in. Are there any scholarships and funding possibilities for me?

Obviously, the nationality isn’t a foundation for a ton of establishments. You can discover those choices effectively in almost no time through European Funding Guide

23. Are there also scholarships and other funding options for the final period of my studies?

For the most part, there are grants and other financing open doors for each time of a degree program. You can discover reserves that help explicitly understudies toward the finish of their educational modules effectively in no time flat through European Funding Guide.

24. What is the average amount of money I get after having successfully applied for a scholarship?

There are enormous contrasts. A few organizations give you a few thousand Euros for every month over a time of quite a while. Others pay a couple of hundred Euros or offer ideational help. Regardless, we unequivocally prescribe you to look for help. Discovering what financing openings you could apply for will just take a couple of minutes.

25. How long is the average duration of a scholarship?

Concerning the span of a grant, there is additionally an extraordinary assortment. From one perspective, researchers get a specific sum once. Then again, a few establishments pay their researchers for their entire degree program from the primary day to the last.

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