20 Places to Cash Coins for Free (Or Cheap)

If you happen to have a lot of spare change in your collection, you might be considering selling it to get some fast spending cash. The fact that most locations demand a fee when cashing coins is a concern. You may ask where you can cash coins for free or cheaply because that can reduce your overall profit.

20 Places to Cash Coins

The following are 20 locations where you may exchange coins for little to no cost.

Top 20 Places To Cash Coins For Free (Or Cheap)

1. CVS Stores

CVS Stores

It is important to note that you cannot cash all your coins at all CVS stores. But if the CVS store in question has coinstar kiosks, then no problem.

Coinstar is a coin machine, coin sorter, and counter machine that gives you cash in exchange for the amount you put into the machine. There is a limit to the number of transactions Coinstar machines can carry out per transaction.

A typical and functional Coinstar machine has a maximum limit of $2,000 per transaction. Multiple transactions can be run from the same machine if desired. However, given the sheer number of coins required, that seems unlikely.

The problem that comes with using Coinstar is that they charge a lot of money to use their machines. Currently, Coinstar service is at an astronomically 11.9 fee for any exchange operations.

This implies that if you put $100 worth of cash into the machine, it will only return $88.10 and Coinstar will pocket the rest. Basically, you are paying for the convenience and service of the machine.

However, the advantage of using Coinstar with this CVS is that the machine does it all. No need to put coins in the reels. No need to count in advance. The machine does everything and gives you the money you need minus the machine’s own earnings.

CVS is also a pharmacy that offers other services as well, so it’s a great place to do some light shopping or take care of your medications. CVS is the ideal choice if you want to do everything at once.

2. Quick Trip


QuikTrip is a chain of gas stations and convenience stores operating in 11 states. If you have a local store nearby, it’s the first place you should go. QuikTrip exists in over 800 different places around the world, this includes both convenience stores and gas stations.

Given the nationwide coin shortage, QuikTrip offers to exchange cash for coins for free. This means that there is no service fee charged for exchanging coins for cash.

So you can get 100% of your money back without having to physically do anything other than going to a gas station. If you don’t have enough cash on QuikTrip when you cash your coins, the store will offer you a QuikTrip gift card for the remaining balance.

The great thing about QuikTrip is that it’s evenly distributed across the country. It has stations in 15 states. These states include:

  • Nebraska
  • North Carolina
  • Oklahoma
  • South Carolina
  • Georgia
  • Illinois
  • Iowa
  • Kansas
  • Alabama
  • Arizona
  • Arkansas
  • Louisiana
  • Missouri
  • Tennessee
  • Texas

There are 936 of these QuikTrip stations across the country, counting. As long as you can travel, you can easily exchange coins for cash through the system.

3. Wells Fargo Bank

Wells Fargo

Another bank that offers this service is Wells Fargo. The corporate headquarters of the American multinational financial services corporation Wells Fargo & Company are in San Francisco, California.

The administrative headquarters are in Manhattan, and there are managerial offices all throughout the country and abroad. With over 70 million users worldwide, the corporation operates in 35 different nations.

The Financial Stability Board regards it as a financial institution of significant importance. Wells Fargo requires customers with bank accounts to use coin rolls.  If you don’t have a Bank of America in your area, you may have a Wells Fargo Bank.

To cash coins at Wells Fargo, you must be a banker. They run their services for free. Like at Bank of America, you have to put your coins in your coin roll before you can withdraw them. When you arrive with a coin roll, just ask the cashier to exchange it for cash.

They count the amount and then offer the equivalent amount of cash. Since you must be a Wells Fargo customer, it’s also worth checking out the promotions you qualify for. In the end, you’ll have spare money that you can use to invest.

Wells Fargo allows you to open a brokerage account through them, giving you complete control over your investments. Opening an IRA is also easy.

A financial advisor can also help you if you have questions about investing or what to do with your new money. Wells Fargo is a great place to cash your coins as long as you are a member of the bank.

4. U.S. Bank

U.S. Bank

If you don’t want to go through the tiresome process of putting all your coins on the reels, we recommend taking them to US Bank. No need to put coins in coin rolls.

Instead, they are sorted and counted. This is ideal for those who have huge drawers full of coins. Sorting them all into the right reel can take a long time. At US Bank, you can put it in a bag and take it straight to the bank.

Also, there are no fees for exchanging coins for cash. If you have any questions, there are several ways to contact US Bank. There are multiple banks and branches across the United States, as well as an online app.

You must bring your coins to the branch, but you can also use the app to ask questions. You can also make an appointment with a bank teller or your financial adviser. If you know that counting all your coins will take some time, you can even help them by making an appointment.

You can then talk with one of their financial advisors to get advice on what to do with your new money. Like Wells Fargo, US Bank has several investment options.

They can help you get the most out of your money. The best thing about exchanging coins for cash with US Bank is that it’s free.

5. Walmart


Walmart Inc. is an American multinational retail company that has its headquarters located in Bentonville, Arkansas. It operates a chain of US hypermarkets (also called supercenters), discount department stores, and grocery stores.

Walmart was founded by Sam Walton in 1962 in nearby Rogers, Arkansas, and was incorporated under the Delaware General Corporation Law on October 31, 1969. Walmart also runs and owns Sam’s Club’s retail warehouse.

If you don’t have any of the grocery stores or pharmacies mentioned above, chances are you have a Walmart nearby. Walmart has done a great job of expanding to every state. In fact, most people are always within a few miles of a Walmart store.

This is ideal as many Walmart stores also have these Coinstar machines installed. You can use this machine to cash your coins and then shop at Walmart. Walmart also has money centers that offer other financial services.

Whether you want to buy a money order, send someone money, or do something else with it, it can empower you. When used, newly found cash can also be used at stores.

6. Winco


If you reside in the western half of the country, from North Texas, Oklahoma, and Kansas to the West Coast, you may have a WinCo store near you. If so, you can also cash your coins there. WinCo stores also have Coin machines like the Coinstar machines.

You toss a coin into the machine and receive cash for its value minus service fees. WinCo is a grocery store that primarily specializes in brand-new produce. At the store, you’ll find baked goods, fresh produce, and fresh meats.

They also work hard to provide you with as many savings as possible. Whether it’s a sale, discount, promotion, or weekly ad, it’s sure to save you money. To make your life easier and more convenient, you can order groceries online.

7. Local Bank and Credit Unions

Local bank or credit union

 Local banks and credit unions may allow you to use a coin counter to convert your coins into cash, roll your own coins, or receive coins in other ways. Nevertheless, not all local banks have this option, and it may differ from branch to branch.

For instance, if you have a coin counter in one place, roll coins in another. Before exchanging coins for cash, please call your local branch to see if they accept coins.

Also, see if they’ll roll a coin for you or if you have to do it yourself. Do I have to purchase paper rolls myself or are they provided locally? Is there a fee if I want to exchange my coins for cash?

 Also, check to see if members and non-members can exchange coins for cash at local branches. Many banks allow members to exchange coins for cash for free, but charge fees for non-members. Or they don’t allow non-members to trade their coins at all.

8. Payomatic


If you reside in New York, you’ve probably seen Payomatic stores dotted around the metropolitan area. These stores are basically money-based outfits that offer a variety of financial services. You can write money orders, cash checks, send money through Western Union, and take care of other financial needs.

There is also a coinstar machine in the store that can be used to cash coins. You have to pay to use the coin machine, but since you’re already at the money center, you can effortlessly do whatever you want with your new cash.

Payomatic’s staffs are also proficient in the machines and services they offer, so they are always ready to help you with questions.

9. Target


Another department store with many stores across the country is Target. Target sells some products and groceries in its stores, but it was originally a department store. This store is best known for its homewares.

It’s often said that if you go to Target to buy one thing, you will likely buy more stuff. The store also owns a Coinstar coin machine to cash coins. However, this can be an unsafe place if your target already tends to overuse it. Still, Target makes coin redemption convenient.

10. Citibank

Citi Bank

Another popular bank that offers coin exchange services is CitiBank. However, Citibank only provides services to members.

They also demand a small fee for their service. However, the fees are cheaper than those of the Coinstar coin machine. Therefore, a trip to Citibank may prove to be more advantageous.

11. Kroger


Another location where you can occasionally get Coinstar machines is Kroger. Kroger grocery stores are popular and widely available in the United States. Not all have this Coinstar machine, but many do.

That way, you can do a little shopping with the new cash you get from the machine. As with all Coinstar coin machines, Kroger’s fees may result in some losses. However, at grocery stores, you can easily cash your coins and spend your money at the store.

12. Lowes


Lowe’s is a home improvement, project, and renovation store that sells all kinds of things, from furniture kits to lumber. If you want a new dishwasher, you can pay for it with your extra change.

The good news is that certain Lowe’s stores include this Coinstar machine. However, not all are the same, so it’s worth calling ahead before wasting your trip. Like all Coinstar machines, you have to pay to utilize the machine.

13. Community Savings Bank

Community Savings Bank

A more regional bank is the Community Savings Bank. If you are nearby, you can barter your coins for cash there. Since this is a local branch, it must be a member of the bank. Some branches charge a fee while others do not.

It probably depends on how many coins you want to exchange. We recommend calling a branch or making an appointment in advance to ensure you get the best deal.

14. Western Credit Union


Western Credit Union places special emphasis on its members. One of the services provided is coin redemption. The bank requires membership, which gives you access to other useful services of the credit union.

Whether you need a mortgage or a vacation loan, we have the services you need. You can also save money by cashing coins instead of Coinstar.

15. First County Bank

First County Bank

If you have an account with First County Bank, you can also cash your coins there. As with these other banks and credit unions, it’s worth calling first to see if you need to roll a coin first.

The last thing you want to do is just arrive with a bag or jar full of coins and realize they don’t accept them. Bank and credit union fees are cheaper than Coinstar, so there will be more cash coming out of the bank.

16. Albertsons


Another place to cash your coins is Albertsons. The American grocery chain Albertsons was established in Boise, Idaho, and has its headquarters there.

The corporation, which is second only to Kroger in terms of size in North America, has 270,000 employees and 2,253 locations as of the third quarter of the fiscal year 2020.

On the 2018 Fortune 500 list of the biggest American companies by total sales, Albertsons came in at number 53. Before merging with Safeway Inc. in January 2015 for $9.2 billion, it operated 1,075 stores under 12 different brand names in 29 states across the United States.

Albertsons, Inc., its previous firm, was restructured as Albertsons LLC and sold to AB Acquisition LLC, a group managed by Cerberus Capital Management. Albertsons has more than 2,000 locations serving multiple grocery and grocery communities.

Albertsons can be found in Illinois, Texas, New Mexico, and several other states. Albertsons also has a Coinstar machine to cash coins. Not all stores have them, so be sure to check them out while shopping.

17. Bank of America

Bank of America

An additional location where you can exchange coins for free is the Bank of America. The good thing about Bank of America is that it has branches virtually everywhere. Even if you don’t have a bank account, you can go to a bank and ask them to exchange your coins.

Nonetheless, you can’t just take a bag of coins to the bank and expect them all to be counted for you. The Bank of America must first sort the coins into coin rolls.

This makes it easier to count the amount of cash you have on hand and hand over the appropriate amount. You can do this by hand or buy a coin sorter that puts the coins into rolls. Doing it manually is usually the best way to save money.

As soon as you give the roll to the cashier, the amount will be counted and you will be given the corresponding amount of cash for free. You have to roll the coins because, as a cashier, you don’t have enough time to sort and count each coin.

There are other customers who need your help. As long as you do some work yourself, you can bring your coins to Bank of America and cash them for free.

18. Meijer


If you live in the Midwest, chances are you have a Meijer grocery store in your area. Meijer is your one-stop store for fresh produce and sundries. Seasonal merchandise, clothing, and electronics can also be found at these stores.

Many Meijer stores also have this Coinstar machine. These machines let people trade their coins for cash. Once you have the cash, you can shop at Meijer. The store may also offer other services, such as H&R Block Accountants.

19. SafeWay


A local grocery store that can help cash your coins is Safeway. It’s a small grocery store that also focuses on groceries and beauty products. Some of these Safeway stores also have pharmacies.

One of the perks of this local grocery store is that they often have Coinstar machines. This way, you can cash your coins at Safeway and have extra cash in your pocket.

20. ShopRite


With over 300 stores, ShopRite is an accessible place to purchase groceries and have them delivered to your house. While you can shop at ShopRite stores, it’s easier than ever to get your groceries delivered while avoiding busy main streets.

ShopRite also has a Coinstar machine that you can use to cash your coins. ShopRite stores are located in the following states:

  • New Jersey
  • New York
  • Maryland
  • Delaware
  • Connecticut
  • Pennsylvania

Final Thoughts

In conclusion, sooner rather than later, you would have saved up a lot of cash either by smashing a piggy bank or filling up a change jar. With enough money saved up, you would need to come up with a smart strategy of what you are going to do with the money you have saved up.

Cashing coins can be tedious and worrisome, especially when you do not have a clue about where to take them. The good news is that you can use the aforementioned tips and strategies to turn the money into cash. The best course of action would be to part with the coinstar fees. But this decision is left to you to make of your own volition.

It is quite fascinating the number of people that lack access to this kind of information. Most banks and credit unions will gladly cash and roll your coins as long as you’re the account holder but may not give you the information of places to cash your Coins for free or cheap.

Now, are you ready to cash out worth of coins from the above companies I listed for you? Don’t fail to drop a comment if you need our help

To ensure that this free information that you have gotten gets to your friends, family, and loved ones, do well to like, comment, and share!

CSN Team.

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