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How to Sign Up for Medicare – www.mymedicare.gov
How to Sign Up for Medicare – Medicare can best be defined as health insurance for people between the age of 65 and above. It also has benefits to other segments of the population, such as people of any age with disabilities.
In this article, my main focus will be on how to sign up for Medicare, but before I go into that I will give brief information about Medicare.
What are the Different Parts of Medicare?
Medicare has different parts.
There are four distinct parts of Medicare, part A, B, C and D with each part having its own focus and advantages. A brief overview of these differences follows:
Medicare Part A
Part A is hospital insurance that includes trained nursing facility care, home health care, inpatient care in a hospital, and hospice care.
This part is free as long as you or your spouse have paid Medicare taxes and worked for at least 10 years (or 40 quarters).
If you do not meet this requirement, you’ll have to pay a premium for Part A coverage.
Medicare Part B
Part B delivers a broad list of options that can improve your health and also the quality of life such as durable medical equipment, outpatient care, services provided by doctors as well as other medical professionals, home health care, and also a number of preventative services.
It’s significant to note that if you don’t sign up for Medicare Part B when you are first able to do so, you’ll probably have to pay a penalty for late enrollment.
Medicare Part C
Part C is offered by private insurance establishments that have the approval of Medicare, Part C comprises all the benefits of Part A and Part B as listed above.
In addition, you will also typically have access to prescription drug coverage from Medicare also known as Part D.
Medicare Part D
Part D is known as the prescription drug part of Medicare. Opting for this coverage can help you pay for the costs of any prescription drugs your doctor prescribes for you.
Also offered by Medicare-approved insurance establishments, Part D can help reduce your costs for the prescription drugs you take and protect you from rising prices in the future.
How to Sign Up for Medicare
A lot of people will need to sign up for Medicare as they near approach the age of 65. Some exceptions to this include those people who are already getting benefits from either the Railroad Retirement Board (RRB) or Social Security.
In this case, you will automatically start getting Medicare on the first day of your birth month.
Registering on MyMedicare.gov
MyMedicare.gov is a popular online portal that is part of the Medicare.gov website. It allows you to view personalized details about your Medicare coverage, including your eligibility and also enrollment information, the status of claims, and benefits information.
You can also use your personal account to submit First Enrollment Questionnaires, request additional Medicare Summary Notices (MSNs), and look up information on your health providers.
Setting up an account is very free, secure, and allows you to more quickly access your Medicare information online once it is processed. You will need to provide your Medicare number in order to create a personal account.
Finding information on Medicare.gov
Medicare.gov is a valuable online resource for all Medicare beneficiaries. If you are trying to find an answer to a particular question, there are numerous ways you can search the site:
Medicare.gov allows you to explore the site for any pages related to a specific word or phrase. To search Medicare.gov, you can type your search topic into the box next to the Search button at the top of the page.
Once you have typed your search query, tap the Search button to search the whole Medicare.gov website, and the search results will show a list of Medicare.gov pages related to that topic.
Frequently Asked Questions:
You may find the answers to your questions on the Frequently Asked Questions (FAQs) page. This page covers common questions and answers regarding the Medicare program and how to use the Medicare.gov website specifically.
Medicare has many online educational publications for various topics, including prescription drug coverage, hospice benefits, and also Medigap plans.
“Medicare and You” is an online publication which is released yearly that gives a good general overview of the Medicare program.
If you still can’t find the details you are looking for through Medicare.gov, you can also contact Medicare directly by phone.
Medicare representatives are available 24hrs in a week. You can help yourself by calling 1-800-MEDICARE (1-800-633-4227) (TTY users 1-877-486-2048).
eHealthMedicare.com is not joined with Medicare.gov or CMS.gov. Medicare.gov and CMS.gov have the .gov domain because they are official federal government websites.
I hope this piece will be of great help to you in times of need.
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