Access Bank Loans 2024, All Types of Loans Available at Access Bank

Filed in Articles by on February 9, 2024

Access Bank Loan – Are you looking to get a more reliable loan? A loan with all the perks for both you and your business. Well, look no further, Access Bank is your answer. I will guide you through acquiring an Access Bank loan and the different loans available to you on this page.

Access Bank Loan

Access Bank Loan

Access bank loans provide you with dependable financial solutions that help you reach your goals in no time. The different kinds of Access Bank loans are:

• Personal Loan

• Salary Advance

• Payday Loan

• Maternal Health Service Support (MHSS)

and Many More

Personal Loan

Employees are the backbone of every organization. Enable your employees to empower their financial independence with this salary-administration product.


• Flexibility to meet individual needs

• Loan amount up to 75% of net annual salary (for applicants with terminal benefit)

• Loan amount up to 50% of net annual salary (for applicants without terminal benefit)

• Up to 36 months tenure

• Credit life insurance


• Completed Application Form

• Completed Employee Status Inquiry/Employer’s Confirmation Form

• Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)

• Copy of Employment ID and valid means of identification


• Credit checks

• Letter of Lien/Set-off

Want to Top-up Your Existing Loan?

Customers with existing personal loans on salary accounts can get access to more funds when needed.

To Qualify:

• You must have paid down at least 50% of your existing facility.

• You must have not missed any repayment in the last 6 months

Interested in this top-up?

Click here to fill out the form:

Salary Advance

Access up to 100% of your net monthly salary and repay for 3 months with Salary Advance.


• 24/7 service which does not require visits to the bank and application is done conveniently via QuickBucks App or USSD code *901*11*1#

• No documentation required

• No collateral required

• Three (3) months tenor

Click here for terms and conditions.

Click here to read the Key Fact Statement for this loan.

Payday Loan

Sometimes emergencies arise before payday and you might be low on cash. This is where PayDay Loan comes in and you can get access to an instant loan by dialing *901*11#, *426*11#, or via Internet Banking, WhatsApp Banking, Access Mobile App, and QuickBooks App.

Payday Loan is an instant loan product for customers (both salary and non-salary earners). With Payday Loan, you can borrow money at a low-interest rate with no documentation or collateral needed.


• 24/7 service which does not require visits to the bank and application is done conveniently via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.

• No documentation required.

• No collateral required.

• Up to thirty-one (31) days tenor.

Maternal Health Service Support (MHSS)

Did you know that 1 out of 4 families in Nigeria face the challenge of infertility?

In recent times, the acceptance of assisted reproductive techniques by more families has increased their chances of conceiving.

Having a fertility treatment is quite expensive for even middle-class families in Nigeria and in some cases, families may have to go through multiple treatments before getting their desired result which may lead to cash-strapped situations if not properly planned for.

Also, the rising costs attached to having successful fertility treatment (e.g. IVF, ICSI, etc.) stem from the need to undergo multiple cycles depending on the outcome.

In response to this plight and to ease the financial burden on families, Access Bank offers a Maternal Health Service Support (MHSS) Loan under the W Initiative that covers medical procedures (local and international) for women.

MHSS has financed 102+ fertility-related procedures and recorded successful births of 50+ healthy babies to thankful families.

In addition to Fertility Treatments and Natal Support (local and international), the following specialized procedures are also covered under MHSS: Hysterectomy, Myomectomy, Dental, Orthopedic, Bariatric (weight loss procedures), etc.


• No Loan Fees

• Highly subsidized interest rate

• Flexible repayment plan

• Access to over 30 well-renowned fertility clinics and birth travel service companies in Nigeria.


• Completed MHSS application form

• Domiciliation of Salaries/ Business Proceeds

• Executed Employee Status Inquiry/Employer’s Confirmation i.e. confirmation letter/ last promotion letter.

• Copy of Employment ID and valid means of identification

• Medical bill


• Credit checks

To ensure IVF treatments are more accessible, we have partnered with a health management company to provide 30% cashback on unsuccessful IVF procedures. You can visit the homepage for more information

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CSN Team.

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